Could you really save money with another car insurance company?11/20/2015
If your one of the millions of American’s that want to find cheaper auto insurance than here are a few tips you can take to find it. Auto insurance rates have sky rocketed the past few years. What used to be something that really wouldn’t effect people has now become a burden on the average home. Rates have also risen in certain areas due to many accidents and fraudulent claims.
But there are still things you can do to lower your auto insurance. If you think you are paying to much for auto insurance the first thing you need to do is to start searching for quotes. Try and get as many quotes as possible in order to make sure your not missing out on the lowest quote. Remember when it comes to auto insurance companies there are standard and non standard ones. The difference between the both is that the standard ones report your auto driving and accident history while the non standard ones do not. Also the majority of the standard companies a lot of times do not accept you coming from a non standard company. Or they will just not give you the prior insurance discount. No matter what company type you currently have, finding discounts is key. Whenever you start your journey of getting auto quotes from the different companies you can start by setting up the quote to get the lowest possible price. If you are getting PIP coverage there is an option to select a deductible. By selecting the $1000 deductible and exclude others from PIP you can lower your policy by almost $100. Also there is the option of a deductible on your comprehensive and collision coverage. Of course the higher the deductible the lower the cost because there will be more out of pocket cost to you in a claim. Finally finding a lower auto insurance policy is just about discounts. Trying to get the most discounts you can is necessary to lowering your premium. Unfortunately sometimes rate hikes are out of are hands. As I mentioned before some areas and cities have higher rates because of accident levels and fraudulent claims. You may be asking the same question as everyone else, “why do I have to pay for other peoples mistakes and lies?” Sadly that is just the way the insurance companies have decided to treat the matter. At the end of the day your best bet is to find a good company. |
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